AS DESCRIBED IN THE NEPTUNE MUTUAL PROTOCOL LICENSES, THE NEPTUNE MUTUAL PROTOCOL IS PROVIDED ”AS IS”, AT YOUR OWN RISK, AND WITHOUT WARRANTIES OF ANY KIND. Although Neptune Mutual team developed much of the initial code for the Neptune Mutual protocol, it does not provide, own, or control the Neptune Mutual protocol, which is run by smart contracts deployed on the Ethereum, Polygon, and Binance Smart Chain blockchain. Upgrades and modifications to the protocol are managed in a community-driven way by holders of the NPM governance token. No developer or entity involved in creating the Neptune Mutual protocol will be liable for any claims or damages whatsoever associated with your use, inability to use, or your interaction with other users of, the Neptune Mutual protocol, including any direct, indirect, incidental, special, exemplary, punitive or consequential damages, or loss of profits, cryptocurrencies, tokens, or anything else of value.