The Neptune Mutual Cover Protocol is a high-risk project. Please understand that the price of NPM tokens may not reflect the development, business, usage or any value related to Neptune Mutual. NPM may not have any intrinsic value per se and can go to zero and your participation in NPM token may be lost. NPM tokens should not be considered as any investment agreement, securities, bonds, loans, stocks, unit trust, unit of collective investment scheme, or in any manner of financial instruments. We do not advise, suggest, or indicate the token to have any intrinsic, financial, or investment-worthy value. No action has been or will be taken in respect of obtaining any approval under any laws, rules or regulatory requirement in any competent jurisdictions. We do not have a public token sale date or plans at the moment.