USD Cover Token

When you purchase a policy by paying a fee, you will receive a special kind of token known as cTokens. The cTokens could be, in theory, cUSD, cEUR, cGBP, etc that represent a stablecoin. For the first version, the Neptune Mutual Protocol only support USD Cover Token or cUSD. In the future versions, we can easily support multiple stablecoin tokens.

In the above link, you can see that the user received 50,000 cUSD by paying ~1123 DAI policy fee. If a cover incident and resolution occurs, the user will be able to claim the 50,000 cUSD to receive 50,000 DAI claims payout. Otherwise, the token should be discarded.